Traveling with cash is still a necessity in 2025, especially when visiting destinations where credit cards or mobile payments are not always accepted. However, carrying large amounts of money also makes travelers a target for theft and scams. Knowing how to hide your cash safely can give you peace of mind and help you enjoy your trip without worries.

In this guide, we’ll share the best strategies to protect your money, avoid common mistakes, and decide when to rely on cash versus other payment methods.

Why Travelers Still Carry Cash in 2025

Even though digital wallets and cards are widely used, cash remains essential for international travel.

• Benefits of carrying cash abroad: Some small businesses, local markets, or taxis only accept cash. It’s also useful in emergencies if your card doesn’t work.
• When cards or mobile payments may not work: In rural areas, cash is often the only option. ATMs can also run out of money or charge high fees.

For more insights, see our article on the Top Reasons for Carrying Cash on International Trips.

Best Ways to Hide Cash While Traveling

Money Belts, Neck Wallets, and Hidden Pouches

These are some of the most effective ways to carry money discreetly. A money belt worn under clothing is hard for pickpockets to reach, while a neck wallet can be hidden under a jacket.

Dividing Cash in Multiple Spots

Never keep all your money in one place. Split it between your wallet, hotel safe, and even a small portion in less obvious spots, such as inside shoes or a toiletry bag.

Clothing with Hidden Pockets

Travel clothing often includes hidden compartments perfect for concealing bills. These offer extra security without drawing attention.

For more details on safety practices, check out The Best Way to Travel with Cash: Safety Tips.

Mistakes to Avoid When Carrying Cash

Many travelers make mistakes that put their money at risk. Here’s what to avoid:

• Keeping all cash in one place: Increases risk of losing everything if you’re targeted.
• Flashing large amounts in public: Attracts attention from scammers.
• Relying on non-secure storage: Unlocked hotel drawers or backpacks are easy targets.

Should You Rely on Cash or Cards?

While cash is essential, it’s not always the best option for every transaction.

• When to use cards: Hotels, large stores, and online bookings are safer with travel cards.
• When to use cash: Street vendors, small restaurants, or taxis abroad.
  

Keep in mind that travel cards often come with hidden fees. For a complete comparison, read Currency Exchange vs. ATMs Abroad.

Expert Tips to Keep Your Money Safe

• Use ATMs in secure locations: Prefer those inside banks or shopping centers.
• Change money before traveling: Avoid expensive airport rates. Learn more in When Is the Best Time to Exchange Currency?.
• Keep emergency cash separate: Store a backup amount in a different bag or pocket.

FAQ’s

How much cash should you carry daily abroad?
Around $50–$100 is usually enough, depending on the destination and planned expenses.

Do airport security checks ask about hidden cash?
In most cases, no. But you may need to declare amounts over $10,000 when entering or leaving the U.S.

Is it illegal to hide cash in luggage?
It’s not illegal, but failing to declare amounts above legal limits can result in confiscation.

What’s the safest way to split cash when traveling with family?
Divide it among members so no one person carries all the money.

Final Thoughts

Carrying cash while traveling is still important, but the key is how you manage and hide it. By dividing money, using secure accessories, and avoiding common mistakes, you can minimize risks.

And remember: to get the best rates and travel with peace of mind, always exchange your money at trusted locations. Miami Money Exchange offers secure, commission-free currency exchange services helping you travel safely and confidently.